Castle Law Defendants Awarded $1.9M in Legal Fees

first_img Related Articles  Print This Post Home / Daily Dose / Castle Law Defendants Awarded $1.9M in Legal Fees Previous: Default Services National Sales Executive Hired for ServiceLink Next: Construction Starts Surged in March Castle Law Defendants Awarded $1.9M in Legal Fees Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The years-long saga surrounding the state of Colorado’s lawsuit against Castle Law Group has reached another milestone. On Friday, Judge Morris Hoffman awarded the case’s defendants, including Castle Law and two related entities, another victory in awarding legal fees totaling $1.9 million as a result of the specified claims filed by the State which the Judge had found to be substantially frivolous and groundless claims.The Court awarded 100 percent of the fees that The Castle Law Group, Caren Castle, and Larry Castle requested, and indicated that the methodology used by Castle Law in applying for the fees was conservative. Here’s how the awarded fees broke down; defendants from the Castle Law Group were awarded $1,454,809 in fees. The case also involved two other defendant entities: Absolute Posting & Process Services, LLC, a posting company employed by the Castle Law Group; and Colorado American Title, LLC, (CAT) a title company employed by Castle Law. Judge Hoffman awarded the Absolute defendants $445,256 in fees and the CAT defendants $19,979 in fees.In his opinion Friday, Judge Hoffman cited the enormous amount of work the defendants had to put in while navigating the multiyear case. “Just organizing this ocean of discovery was a massive undertaking, let alone making sense of it and developing litigation strategies and tactics based on it. Defending this case required enormous commitments of time and extraordinary skill.”Larry Pozner, Partner at Reilly Pozner LLP and lead defense attorney in the case, exclusively told DS News, “Law firms who practice in the foreclosure space have enormous responsibilities to the lenders. The cases have to be done rapidly, right, repeatedly, and the law firms must do them at their own risk. The foreclosure law firms survive by providing excellence to the lending market, and excellence will always cost more than the cheapest alternative. How dare the state tell a law firm what quality it must hire or what sacrifices it should make to please the state. The clients were satisfied with the services they were receiving.”In State of Colorado v. The Castle Law Group, LLC, et al., Colorado Attorney General Cynthia Coffman claimed that the defendants (which included not only the foreclosure law firm but also former partners Larry and Caren Castle) padded billings in order to take in millions in illegitimate profits from the banks they represented, as well as the affected homeowners and real estate investors who later bought the foreclosed houses at auction. In April 2017, Denver District Judge Morris Hoffman ruled against the state, arguing in a 92-page opinion that neither the Castles nor the other defendants took advantage of the position banks were in to move foreclosures quickly during the housing crisis.“These foreclosure law firms were not Wall Street firms with their own economic power,” Hoffman said at the time. “For the most part they were small, local firms specializing in foreclosures, whose very existence depended on the willingness of their clients to keep referring foreclosures to them. As a result, the lenders and servicers could, and did, dictate the terms they would accept from their foreclosure law firms, with virtually no negotiation.”The case reached its next fork in November 2017, when Judge Hoffman ordered the state of Colorado to pay the defendants’ legal fees, criticizing the state’s case and noting, “The evidence, or lack of evidence, at trial, was nothing short of breathtaking, especially compared to the investigative build-up and the serious and pervasive allegations in the complaint.”“The consumer fraud department of the Colorado AGs decided they knew better than the law firms who should be hired and what should be charged,” Pozner told DS News. “They put the Castle Firm out of business, they cost hundreds of people their jobs, and they wasted millions of dollars of taxpayer money. The real fraud here is that, on Monday morning, the assistant attorneys general who perpetrated this injustice will still have their jobs.” Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Subscribe David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] The Best Markets For Residential Property Investors 2 days ago Tagged with: Banks Case Castle Law Group Fees Foreclosure Homebuyers Law Firms Legal Lenders Lending Servicers Sign up for DS News Daily center_img Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Banks Case Castle Law Group Fees Foreclosure Homebuyers Law Firms Legal Lenders Lending Servicers 2018-04-23 David Wharton Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago April 23, 2018 4,439 Views Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, Foreclosure, News Share Save The Best Markets For Residential Property Investors 2 days ago About Author: David Whartonlast_img read more

Serving members at the moment of need

first_imgBanking is transforming more than it has in generations — but you already know that. Not only are there new competitors in the space – neobanks, alternative financial firms, and fintechs – but low interest rates make lending more challenging with increased competition.Everything seems to be eating into your margins.And that’s before we talk about the digital shift that’s happening.But don’t look at this pivotal time as a threat, see it as an opportunity.Credit unions that translate live, personal service effectively into digital channels will be in the best position to capitalize on the upside of the biggest disruption to visit our industry in 50 years.Since the introduction of the ATM, technology in banking has been applied generally to replace people with automation in the name of self-service. But a new approach among credit unions deploys technology to give consumers what they want at the very moment of need: a live, local person who can resolve their questions and concerns at the first point of contact without being forced to dial into a call center, re-authenticate identity, remember the account number in question, and verbally describe the details of the problem from scratch.I’m talking about actionable conversations between real human beings inside your online and mobile banking channels.This new approach restores your relationship-based financial model and extends it into your digital ecosytem — bringing the experience your members receive at the branch, right to their digital channel of choice.Better yet, by eliminating the need to re-authenticate in separate channels, this new approach can reduce call volumes by 20% without adding support staff.It Starts at The Financial “Moment of Need”Roughly 75% of Americans say they live “paycheck-to-paycheck.” For them, there is no such thing as a “small money problem.” One unfamiliar transaction or one unexpectedly low balance can feel like a disaster in the making.In this context, your members don’t want to navigate the convoluted menus of an Interactive Voice Response (IVR) system or, heaven forbid, spar with a soulless chatbot that can’t understand, much less intuit, what your member needs.In a financial moment of need, consumers prefer personal service. And this is true across all ages and incomes.In the golden era of analog banking, high-quality, in-person branch service was always preceded by the inconvenience of the time required to get to the branch—since all moments of need happen outside the branch.Today, however, waiting in line at a branch, cursing at chatbots, and screaming “RE-PRE-SEN-TA-TIVE!” at IVRs are no longer necessary prerequisites to proper service and resolution. Instead, members can get what they want (access to real people) when they need it most while perusing balances and transaction details inside digital banking, where most moments of need arise.Even better, for most community credit unions, these new digital conversations are being fielded on-demand by the very same people staffing the branches.To this end, branch strategy and digital strategy are no longer mutually exclusive; they’re directly linked in one fluid member experience.We call this the moment of need to moment of resolution (MON2RES) and it’s the new key performance indicator (KPI) of this digital banking age.What Is MON2RES?MON2RES rules and subsumes all other KPIs out there: It’s all about the time that elapses between the moment of need and the moment of resolution.Think about it. What was the best MON2RES in the golden age of branch banking – 30 minutes, 1 hour? It really depends on how close you were (are) to the branch and whether/when you can free up your schedule to go. It might also depend on when you call, who’s available, and how long you must remain on hold or await a call back.What is the best MON2RES today for mega banks that force members to exhaust the limits of self-service systems, like IVRs and chatbots, before reluctantly revealing options for personal service – 5 minutes, 15 minutes? Let’s table the rage and gnashing of teeth that result from the bad UX for now.The bottom line is that community financial institutions can now deliver MON2RES on-demand. This is not only historic, but it’s also strategically critical. And for serving small business relationships, it’s a gamechanger.How Trust Turbo-Charges the Speed of MON2RESCredit unions have always had a secret weapon: trust. It’s the bedrock of relationship banking, and it’s an advantage that community financial institutions can now lever digitally in a measurable and powerful way.After the member has alerted the credit union to a moment of need—and before that need is resolved—there must be an acknowledgment of the need.For trusted institutions, acknowledgment is a de facto resolution psychologically speaking. This means that in addition to the new technology that dramatically shortens MON2RES technically, the presence of trust creates a digital UX that effectively delivers resolution in real-time.This is the way forward for credit unions in the era of mega banks, big techs, and fintechs. This is the answer to automation for the sake of automation. And this is how community credit unions safeguard themselves and the communities they anchor. 7SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Lee Wetherington Lee Wetherington is Director of Strategic Insight for Jack Henry & Associates (JKHY: NASDAQ). Lee directs the development of actionable insight and strategy for the financial services industry at large. … Detailslast_img read more

Patna: National-level kabaddi player caught in caste crossfire, threatened with rape by upper caste men

first_imgRuby (name changed), a national-level kabaddi and wrestling player has been facing rape threats from locals of her own village in Bihar for last few months. A resident of Pandarak village in Barh block, just 40 km away from Patna, Ruby has made a name for herself in kabaddi and wrestling much to the discomfort of the village strongmen who are threatening to finish her career by raping her.”Despite coming from backward caste, we excel in sports and therefore villagers are forcing us to stop playing. I belong to Yadav community and the Bhumihars are threatening us to stop playing. They say if backward caste girls start to play sports then what will girls from upper caste do,” said Ruby, speaking to India Today.But, this is not where the ordeal of Ruby ends. A junior and sub-junior national player, she has also been threatened with rape if she continue to pursue a career in sports. Incidentally, the upper caste locals are upset with Ruby ever since she defeated one of the girls belonging to their community recently.”They eve tease me and they have beaten my father also many times. They ask us to stop playing kabaddi or else they will rape me. I had complaint to the police two months back, but nothing happened. When ever I go to practice 25 km away from my house, they threaten to rape me on the way,” said Ruby Kumari, national-level kabaddi player.Ruby has met senior police officials in Pandarak couple of months, but they did not take any action against the upper caste locals. Shockingly, when Ruby came to Patna on Saturday to meet SSP Manu Maharaj and lodge her complaint, he admitted to have tried for a compromise between the girl and her tormentors couple of months back, but to no avail.advertisement”This matter had come to light earlier and a compromise was struck between the two sides, but the strongmen of the village are still defiant. We will now take action in this case and arrest the accused,” said Manu Maharaj, Patna SSP.ALSO READ:After caste clashes, Saharanpur drives a wedge in newly formed National Commission for Minorities Poem against Adityanath: Poet Mandakranta Sen gets rape threats for supporting Srijato Bandopadhyaylast_img read more

Compulsory transition to Touch Football Online (TFO)

first_imgThis communication is to outline information related to the compulsory transition to Touch Football Online. Days Remaining: 47 Touch Football Australia (TFA) as part of its Strategic Plan 2011-2015, has been reviewing requirements related to the registration of individual participants. TFA has a particular strategic objective to “Substantially increase participation to 500,000 verifiable and contactable members by 2015”, as first communicated in the TFA Membership Registration Procedure Memorandum, released May 2012. As the constituted national organisation for Touch Football, TFA has subsequent requirements for affiliated members as stipulated in the TFA Constitution. Clause 15 of the constitution outlines details about how an affiliate remains recognised by TFA and simple requirements to remain compliant. A copy of the full Constitution and Strategic Plan can be found on the TFA website –www.touchfootball.com.au. Importantly, relevant to this communication affiliated associations are obligated to keep a registration of all participants within the area or under its representation. This information of participants must be provided to TFA in a recognised national format on a regular basis. This recognised format will only be accepted via Online Registration as of Season 1, 2015. In addition to constitutional requirements, TFA needs this information as part of covering affiliates and individuals with insurance through the National Insurance Scheme. As a result of new changes in technology and societal pressure, TFA is in the process of transitioning to a national online registration system. Through a strategic partnership with FOX SPORTS PULSE (formerly SportingPulse), TFA has developed and released the Touch Football Online system (TFO) to be used by affiliates and the breadth of the Touch Football community. The TFO program is available for all recognised affiliates to converge to. Importantly, TFA aims to have all affiliates transition from paper registration processes to the new online system (TFO), by no later than Season 1 2015 (1 January, 2015). TFO helps affiliates maintain their organisation’s competitions and payments/financial details, but also track member data and facilitate more effective engagement and communication with members. Regardless of the size or scope of your affiliate, TFO can build new efficiencies into your business processes (e.g. vastly reduced paperwork), saving you time and enabling you to manage your competition information the most effective way. It is important to note that associations who are using the Sportzware Central program, that this program is being phased out and there will be no further development of this product, so it’s time for users to join TFO. TFA has invested in and are continuing to invest in communication, training and education of these changes, by making available the Touch Football webinars and learning resources for affiliates whom excel in transitioning to the new systems. To learn how you can prepare for moving your association to TFO, and to arrange your conversion, please email [email protected] or contact the TFA office on (02) 6212 2800. For more information, please click on the attached flyer. Related Filescompulsory_transition_to_tfo-pdftouch_football_online_flyer-jpgRelated LinksTouch Football Onlinelast_img read more

Write for Fundraising123!

first_imgNetwork for Good welcomes submissions of bylined contributions from guest authors. If you are interested in joining our more than 100 contributors on a one-time or regular basis, here are some guidelines:Articles should be original material that hasn’t been published previously. Include your byline, a brief bio (no more than 25 words) and links to other writing or presentation samples (if available). We do not publish author photos.Articles should offer readers clear tips, ideas advice or take-aways about online fundraising and/or marketing. Bullet points are good. Short and pithy is good.Submissions may be edited for style, clarity or length.Copyright is retained by the writer. although we prefer work that is licensed under a Creative Commons license. With a Creative Commons license, you keep your copyright but allow people to copy and distribute your work provided they give you credit — and only on the conditions you specify.We do not pay guest contributors for articles.Due to the volume of submissions we receive, we regret that we are unable to publish all works submitted.If interested in pitching an article idea, please contact us at [email protected]last_img read more

Yes We Can Do It!

first_img ShareEmailPrint To learn more, read: Posted on April 4, 2011June 20, 2017By: Martha Fikre Adenew, Young Champion of Maternal HealthClick to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to email this to a friend (Opens in new window)Click to print (Opens in new window)This blog post was contributed by Martha Fikre Adenew, one of the fifteen Young Champions of Maternal Health chosen by Ashoka and the Maternal Health Task Force at EngenderHealth. She will be blogging about her experience every month, and you can learn more about her, the other Young Champions, and the program here.Barbara Grizzuti-Harrison said “Women’s propensity to share confidences is universal. We confirm our reality by sharing.” I am quoting this statement because I love it and it reminds me of all the inspirational women in the Birthing Project USA. While I was flying from New Orleans to San Diego for the National Birthing Project conference, I was very eager to meet, share experiences, network and create collaboration among all the amazing Birthing Project community around the world.They all are different in appearance and in professional background. Some of them are health professionals, some from a business background, some are professors/lecturers, but all have a shared vision which is to improve maternal and child health in their community.While they were presenting their projects, I noticed the way it was set up is different from one another. Every one of them is doing a project according to the needs of their community, which is why they had great achievement. Most of them are doing their projects with very minimal funds but they all successfully fit into the bigger picture (Birthing Project International).For me the very catching presentation was from Malawi by Ms. Lois Silo, who is the director of Malawi Birthing Project and country representative of Raising Malawi. As the 2008 UNICEF statistics the maternal mortality rate in Malawi was 807/100,000; in addition according to Save the Children in 2010 4624 women die every year and 13 women die every day due to pregnancy and delivery complications.The Birthing Project started working in one of the rural areas of Malawi called Mchinji one year ago. Ms. Lois Silo coordinated the traditional birth attendants as Sister Friends (community volunteers) to connect the pregnant ladies and health facilities during their pregnancy, labor and postpartum period since they were no longer allowed to deliver a baby.The traditional birth attendants also provide the pregnant mothers with regular follow-up by visits; they were provided with bicycles and cellphones to ease their work. Ms. Lois and the traditional birth attendants (sister friends) were doing their job effectively. At the end of the year, 185 babies were born and none of the babies and the mothers have died. If it were for the statistics a number of deaths were expected. All this great work was done with minimal funds (12,000 USD).I tell myself “we really can do it.” Being there with all those wonderful women and listening to their achievements gave me courage, hope and a belief that we can move forward. What we need is commitment, passion, patience and collaboration.Share this:last_img read more

A Month to Remember

first_imgPosted on May 1, 2011June 20, 2017By: Faisal Siraj, Young Champion of Maternal HealthClick to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to email this to a friend (Opens in new window)Click to print (Opens in new window)This blog post was contributed by Faisal Siraj, one of the fifteen Young Champions of Maternal Health chosen by Ashoka and the Maternal Health Task Force at EngenderHealth. He will be blogging about his experience every month, and you can learn more about him, the other Young Champions, and the program here.April was a month full of a lot of challenges for me. The community awareness sessions and TBA association meetings were routine, but my visa extension, getting a reentry visa for Nigeria and at the end of the month an uncertain response about getting my Ghana visa made the month of April restless for me.During the month we attended awareness sessions in the communities regarding healthy eating during pregnancy, the importance of keeping yourself clean during pregnancy, what kind of care is important during pregnancy, and where the right place is to get that care. We had meetings with the TBA associations regarding the training session because they had a few issues.  They were insisting on having training sessions in a big hotel or a conference room rather than the office and community. There are still issues we are trying to deal with.The moment I got my reentry visa for Nigeria, I had firm hope that I would make it to Ghana, but then time Claire called me and said, “We tried a lot but seems like its not going to happen.” My reply was that I would keep my bag ready and hope that I would get it. I was so happy when Claire told me in the evening that they managed to get my Ghana visa. I am so thankful to all who struggled hard for my Ghana visa. I had mixed feelings, meeting everyone for the first time. I was a bit nervous, but the moment I saw the first Young Champion, Peris Wakesho, at Nigeria airport, I became relaxed.  She was friendly and knowledgeable. Meeting everyone in Ghana was one of the best moments of my life.Overall the whole event was very well organized and everything was on time, hats off to Claire and Tiffany. Meeting Ann Blanc and Tim Thomas was a worthwhile experience where we had a chance to listen to them and share our experiences. Everything we experienced at the Ghana event was according to the needs of the Young Champions. Every presentation had at its core the benefit the Young Champions from every angle. Josaphine Nezrem and Kathryn Hall-Trujillo’s presentations inspired us by speaking about a way to keep ourselves strong, how to continue through the struggles, and how to make stronger bonds for pregnant women and nursing mothers. Hamadou Tidiane’s presentation on how to pitch your idea really helped me refine my idea.  As a result, I was selected for the Maternal Health Buzz Conference. Alice Emasu, had a very inspiring presentation and she advised us to keep our self like clean water because then every organization will want to drink (work with) from us. Bright Simons, Nana Twum-Daso and Martha Murdock had inspring presentations on pharmaceutical consumer’s safety, management of a project and management of resources. At the end we got a chance to see Fred Sai “the father of maternal health.”  He shared his life experiences with us and how he was drawn towards maternal health field. It was a very inspiring talk.Overall it was a memorable event. We met for five days, but received enough love from everyone to last a  lifetime. Whenever I will be open my comments book I will never feel alone.  In fact, I am reading the book now and I am feeling like we are a single family based in different regions of the world but our main goal is same “To bring some change, for the humanity and for the future healthy nations of this world. Amen.”Share this: ShareEmailPrint To learn more, read:last_img read more

A Breakthrough in mHealth: The First SIM app for Global Health!

first_img ShareEmailPrint To learn more, read: Posted on June 7, 2011June 20, 2017By: Raji Mohanam, Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to email this to a friend (Opens in new window)Click to print (Opens in new window)The MHTF has long been a proponent of mobile health (mHealth) technology and its potential to improve maternal health outcomes.  A MHTF-supported project undertaken by Medic Mobile announced a breakthrough this week at the mHealth Summit in Cape Town. Medic Mobil has developed the world’s first SIM application for global health!Medic Mobile is building a more connected network of community health workers through a SIM application that can be used on a range of phones, including the most inexpensive kinds which are widely used in the developing world. So now, a simple cell phone can enable improved communication, education and collaboration between clinic-based doctors, health care workers and their patients in remote locations!For all the details read the full press release here.  Also take a look at a dedicated landing page with an overview of the application here.Share this:last_img read more

UNFPA Releases The State of the World’s Midwifery Report

first_imgFrom UNFPA:Increasing women’s access to quality midwifery has become a focus of global efforts to realize the right of every woman to the best possible health care during pregnancy and childbirth. A first step is assessing the situation. The report provides new information and data gathered from 58 countries in all regions of the world. Its analysis confirms that the world lacks some 350,000 skilled midwives — 112,000 in the neediest 38 countries surveyed — to fully meet the needs of women around the world. The report explores a range of issues related to building up this key health workforce.Share this: The State of World’s Midwifery 2011: Delivering Health, Saving Lives, supported by 30 partners, provides the first comprehensive analysis of midwifery services and issues in countries where the needs are greatest. ShareEmailPrint To learn more, read: Posted on June 20, 2011August 17, 2016Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to email this to a friend (Opens in new window)Click to print (Opens in new window)Earlier today, the United Nations Population Fund (UNFPA) released “The State of the World’s Midwifery 2011: Delivering Health, Saving Lives.” In addition to the formal report, UNFPA has included interactive tools, data, country profiles and stories from the field for people to learn more about midwifery.last_img read more