Reporters Without Borders and Torservers.net, partners against online surveillance and censorship

first_img April 25, 2014 – Updated on January 25, 2016 Reporters Without Borders and Torservers.net, partners against online surveillance and censorship RSF_en Organisation News Reporters Without Borders and Torservers.net have joined forces to create and maintain 250 additional relays for the Tor network. Help by sharing this information “In doing this, our two organizations are thumbing our noses at the entire world’s censors,” said Grégoire Pouget, the head of the Reporters Without Borders New Media desk. “Whatever the technical means deployed to control information, there will always be circumvention methods that many organizations including ours will not hesitate to deploy.””Anonymity is important for the full expression and realization of civil liberties. On the Internet, safe and unmonitored communication can only be established through methods of trusted decentralized anonymizing services like the Tor network.”, added Moritz Bartl, the founder of torservers.net.Tor is free software and an open network that helps to improve protection of privacy and the security of Internet communications. Using the Tor network ensures protection against a form of network surveillance known as “traffic analysis.” This type of surveillance can be used to discover who is communicating with who and, in some cases, even to identify who you are and where you are located.Journalists use Tor to communicate in a safe and anonymous manner with sources, whistleblowers and dissidents. Tor can also be used to circumvent website blocking in many countries. Many Internet users in China, Iran, Pakistan and Turkey use Tor to access Facebook, YouTube and Twitter.In some countries that want to monitor and control all Internet connections, public access points to the Tor network are blocked. In partnership with the Tor Project and torservers.net, Reporters Without Borders has therefore created and will maintain 250 new entry nodes to the Tor network. As these entry nodes will not be made public, authoritarian governments will not be able to block them.To find an entry node if Tor is blocked in your country, you can contact the Tor Project at [email protected] or Reporters Without Borders at [email protected] Without Borders will also make the details of these non-public bridges available within its network and during the seminars on circumventing censorship and protecting communications that it organizes throughout the world.Torservers.net is an independent, global network of organizations that help to protect human rights to freedom of opinion and expression by running high bandwidth Tor relays. last_img read more

€36million winter plan boost for regional health services

first_imgEmail HSE Mid-West Community Healthcare Chief Officer Maria Bridgeman.SIGNIFICANT increases in bed capacity are being provided as part of the winter plan for the University of Limerick Hospitals Group.The extra beds will be provided alongside the development of a range of integrated community care packages and enhanced home care supports in the joint plan with HSE Mid-West Community Healthcare.While Covid-19 remains prevalent within the community, the overall investment of almost €36 million aims to improve access to appropriate care at home or close to home, with an emphasis on hospital avoidance.“At a time when our acute hospitals and community healthcare services face increased pressure due to influenza and other seasonal ailments and trends, the Covid threat has sharpened the focus on the integration of acute hospital and community care,” a spokesman said.“The Winter Plan works to enhance the capacity of our hospitals and prioritise acute care for the sickest patients, by helping people to find the best, fastest and most appropriate healthcare as close to their homes as possible.”The allocation of €20 million to the UL Hospitals Group includes investment in staffing for its ongoing expansion of single-room bed capacity, primarily at University Hospital Limerick (UHL).Since the Autumn, UHL has opened 38 beds in new rapid-build bed blocks constructed under the Covid-19 emergency plan, and commenced the phased opening of its new 60-bed block, involving the immediate opening of 20 beds, following by 20 more in December and the final 20 in early January.Sign up for the weekly Limerick Post newsletter Sign Up The plan also allocates €15.7m to HSE Mid-West Community Healthcare for the delivery of enhanced community services, and prioritising the development of the Integrated Care for Older Persons Programme.Other community measures include a high quality integrated care programme for people suffering from chronic disease; and the delivery of Community Healthcare Networks.HSE Mid-West Community Healthcare has been allocated additional resources to support Home Care. This will target greater patient flow and will ensure support for those leaving hospital.Additional money have been provided to buy aids and appliances to support people at home.UL Hospitals Group chief executive Colette Cowan said the €20 million investment had allowed them secure staffing for the significant number of modern, high quality hospital beds and other facilities that have been completed this year under the national pandemic emergency plan.“These beds are a major step forward in addressing our long standing capacity issues, improving the standard of hospital care for patients who need it, especially at a time when sudden surges in Covid pose such a threat to people, specifically to patients and staff in healthcare settings,” she explainedChief Officer of HSE Mid-West Community Healthcare Maria Bridgeman commented: “While working in an environment with the prevalence of COVID-19, our aim is to provide high quality, safe healthcare to meet the demands of the Mid-West this Winter.“The focus is on providing this care in a person’s home or as close to home as possible which is welcomed by patients and ensures we play our part in hospital avoidance,” she added. Linkedin Facebook Print Advertisementcenter_img WhatsApp Twitter NewsHealth€36million winter plan boost for regional health servicesBy Bernie English – December 3, 2020 94 Previous articleWork gets under way on €200 million Opera Site developmentNext articleWork on Clonlara flood defences set for April Bernie Englishhttp://www.limerickpost.ieBernie English has been working as a journalist in national and local media for more than thirty years. She worked as a staff journalist with the Irish Press and Evening Press before moving to Clare. She has worked as a freelance for all of the national newspaper titles and a staff journalist in Limerick, helping to launch the Limerick edition of The Evening Echo. Bernie was involved in the launch of The Clare People where she was responsible for business and industry news.last_img read more

Distributing Insurance Funds After a Natural Disaster

first_img The Best Markets For Residential Property Investors 2 days ago Distributing Insurance Funds After a Natural Disaster Demand Propels Home Prices Upward 2 days ago 2018 black book Insurance insurance claims insurance proceeds Legal Update mortgage servicing Natural Disasters 2018-01-19 David Wharton Demand Propels Home Prices Upward 2 days ago Editor’s note: This story was originally featured in the January issue of DS News, out now.One of the biggest mortgage servicing issues facing lenders in Texas, Florida, California, and other states that have suffered from declared disasters relates to insurance claims on damaged properties when the loan is in default. The ability to apply insurance proceeds to delinquent loans is not only based upon the actual language of the mortgage but also when the loss or damage is incurred.Look to the MortgageIn relation to the language of the mortgage, there are two provisions, one of which is contained in most mortgages that relate to insurance proceeds. The first provision basically leaves it to the discretion of the lender as to how the proceeds are distributed. The provision sets forth that the borrower is required to maintain insurance on the property against any hazards, casualties, and contingencies, including fire, and includes the following language regarding application of the insurance proceeds:“Each insurance company concerned is hereby authorized and directed to make payment for such loss directly to lender, instead of to borrower and to lender jointly. All or any part of the insurance proceeds may be applied by lender, at its option, either (a) to the reduction of the indebtedness under the note and this security instrument, first to any delinquent amounts applied … and then to prepayment of principal, or (b) to the restoration or repair of the damaged property.”With this language in the mortgage, the decision whether to apply the proceeds to the loan or repair the property is solely within the discretion of the lender. While there have been no cases directly interpreting this provision, the language in this provision is clear and unambiguous. If the mortgage contains this language, the lender is free to apply the proceeds as it sees fit, depending on when the loss occurs in relation to the default as explained in further detail below.The second provision that can commonly be found in mortgages requires either an agreement between the borrower and lender as to how to apply the proceeds or for the repair costs to be so significant as to render it economically unfeasible to complete the repairs. This provision details this as follows:“Unless lender and borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender’s security is not lessened … if the restoration or repair is not economically feasible or lender’s security would be lessened, the insurance proceeds shall be applied to the sums secured by this security instrument, whether or not then due, with the excess, if any, paid to borrower.”Since most government-backed mortgages contain standard language, state-specific case law must be reviewed. The remainder of the article reviews the case law in Florida in relation to insurance proceeds.There have not been many reported cases in Florida interpreting this second provision, but at least one case has been brought between the borrower and the lender on this issue recently—that of Alvarez-Mejia v Bellissimo Properties, LLC, 208 So. 3d 797 (Fla. 3d DCA 2016). While this did not address a final resolution of the issue, the court appears to hinge its evaluation on appraisals and estimates as to the cost of repair and the effect of the damage on lender’s security. In other words, this is evaluated on a case-by-case basis and the cost of repair versus the value of the property both before and after the repairs are completed is calculated. Unfortunately, since the typical mortgage does not define “economically feasible,” it is left to the interpretation of the courts. In the Alvarez-Mejia case, one of the judges discussed both economic feasibility and a lessening of the lender’s security in a dissenting opinion. This judge defined “economically feasible” as “economically reasonable” or “practicable” but did not expand further than that in his determination of the term “economically feasible.” The same judge also interpreted a lessening of the lender’s security as “an expenditure for restoration or repair of a property which ends with a property value less than the amount expended constitutes, a fortiori, a ‘lessening’ of the lender’s security. Alvarez-Mejia at 802. Given that these are the two prongs required for the lender to be able to keep the insurance proceeds and apply the proceeds to the loan, these factors are important to be evaluated in each loan and would typically require not only estimates of the cost of repair but also the value of the property both before and after such repairs are completed to assist in making this determination.It is important for this purpose to note the borrower in the Alvarez-Mejia case was in default long before the loss and, at least one judge in the case considered that sufficient as a matter of law to render repair economically unfeasible.When Did the Loss Occur: Before or After Default?Once the lender believes that it has the authority to apply the funds, the question turns to when the loss or damage is incurred. In White v. Ocwen Loan Servicing, LLC, 159 So. 3d 1009 (Fla. 3d DCA 2015), the Court followed the decision of Lenart v. Ocwen Financial Corp., 869 So. 2d 588 (Fla. 3d DCA 2004), as follows:“[W]here the loss precedes the foreclosure the mortgagee is the creditor of the owner at the time of loss, and has an election as to how to satisfy the debt. The mortgagee may either turn to the insurance company for payment as mortgagee … and recover, up to the limits of the policy, the mortgage debt; or the mortgagee may foreclose on the property … If the mortgagee elects to foreclose on the property and the foreclosure sale does not bring the full amount of the mortgage debt, then the mortgagee may recover the deficiency under the insurance policy as owner.”This line of reasoning has been followed and adopted by at least one other appellate district in Florida. In short, if the loss occurs prior to the foreclosure being completed, the lender can make a claim on the insurance policy and use those funds to satisfy the debt; however, in doing so, that prevents the lender from completing its foreclosure and any pending action would need to be dismissed upon making the claim and applying those proceeds to satisfy the debt. Alternatively, the lender can foreclose on the property and if the foreclosure sale does not bring the full amount of the debt, then it can recover the deficiency from the insurance proceeds. These options provide the lender with the option of making a business decision based upon the condition of the property whether it wants to take the property back and deal with the damage itself or just accept the insurance proceeds and satisfy the debt without having to deal with the damaged property. January 19, 2018 2,510 Views Share Save  Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribecenter_img Tagged with: 2018 black book Insurance insurance claims insurance proceeds Legal Update mortgage servicing Natural Disasters Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Total FHFA Prevention Actions Edge Close to 4 Million Next: First Foundation Bank Adds Digital Solutions From Fiserv Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / Distributing Insurance Funds After a Natural Disaster Related Articles Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Magazine, Print Features Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily last_img read more

Chautauqua County Sheriff’s Office Looking For Stolen Tractors

first_imgARKWRIGHT — The Chautauqua County Sheriff’s Office is seeking information in connection with the theft of two farm tractors last week.The Sheriff’s Office says the tractors were taken from a farm on Center Road in the Town of Arkwright sometime between 5:30 a.m. and 7:30 a.m. last FridayThe tractors are described as a 2017 John Deere 1025R color green with a belly mower and a front loader.The second tractor is a 2018 Kubota M7060 color orange. Anyone with information regarding this investigation are encouraged to call the Chautauqua County Sheriff’s Office at 716-753-4921, or call the WeTip number 800-782-7463.Those calling to provide information to the Sheriff’s Office can remain anonymous if they wish. Share:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to email this to a friend (Opens in new window)last_img read more