More From Our Partners Fans call out hypocrisy as Tebow returns to NFL while Kaepernick is still outthegrio.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgLA news reporter doesn’t seem to recognize actor Mark Currythegrio.comRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comColin Kaepernick to publish book on abolishing the policethegrio.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.org KCS-content whatsapp BRITISH manufacturing growth hit a massive 16-year high in December, it was revealed yesterday.Extreme weather and tough economic conditions had led economists to expect a fall in the Purchasing Managers’ Index. Yet the measure of business activity improvement rallied to 58.3, its fastest rate of growth since 1994.The index, compiled by Markit and the Chartered Institute of Purchasing & Supply’s, has now remained above 50 – signalling growth in the manufacturing sector – for 17 straight months.Broad based improvements were behind the rise, with factory output and new orders both jumping to seven month highs. “This is a fantastic report,” commented Howard Archer of IHS Global Insight. “Healthy orders growth in December bodes well for manufacturing output in early 2011.”To cope with the backlogs, and more new orders, firms increased their levels of employment so that jobs growth was recorded for the ninth successive month.“This boosts hopes that the private sector may be able to compensate for the public sector job losses that are increasingly on the way,” said Archer.“However, manufacturing output only accounts for 12.8 per cent of GDP,” Archer warned, while manufacturing provides less than nine per cent of jobs in the economy.The rise in manufacturing was “underpinned” by new export business, the report said, “reflecting increased sales to clients in mainland Europe, the US and East Asia.” Export orders upticked by two points to 59.9, the second highest rate of 2010. “Exports will be key to the outlook for 2011,” said Andrew Goodwin of the Ernst and Young Item Club. “The index contains evidence of strong demand, even from the Eurozone where the sovereign debt crisis has seemingly been unable to dent demand for UK goods at this stage,” he said.However, the news was slightly dampened by rising prices, as the UK faces the prospect of even higher inflation. Growth was recorded in both input and output prices, with input prices seeing the steepest rise in inflation since the survey began in January 1992. Ad Unmute by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryUndoTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastUndoSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesUndoBrake For ItThe Most Worthless Cars Ever MadeBrake For ItUndoBetterBe20 Stunning Female AthletesBetterBeUndoAlphaCute30 Rules That All “Hells Angels” Have To FollowAlphaCuteUndoDefinitionDesi Arnaz Kept This Hidden Throughout The Filming of ‘I Love Lucy’DefinitionUndoTaonga: The Island FarmThe Most Relaxing Farm Game of 2021. No InstallTaonga: The Island FarmUndothedelite.comNetflix Cancellations And Renewals: The Full List For 2021thedelite.comUndo Show Comments ▼ Share whatsapp Tags: NULL UK’s factory growth hits a 16-year peak Tuesday 4 January 2011 7:40 pm
Priest-in-Charge Lebanon, OH Press Release Service Submit a Job Listing Rector Shreveport, LA Rector and Chaplain Eugene, OR Rector (FT or PT) Indian River, MI Assistant/Associate Rector Morristown, NJ June 1, 2017 at 8:39 am Bishop George Packards father in law was rector of St Johns back in the day Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Rector Smithfield, NC Priest Associate or Director of Adult Ministries Greenville, SC In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Featured Jobs & Calls This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Rector Pittsburgh, PA Rector Hopkinsville, KY Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Tags Family Ministry Coordinator Baton Rouge, LA Posted May 31, 2017 AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Submit an Event Listing Rector Collierville, TN St. John’s Episcopal Church in Roanoke, Virginia, hires communications director Course Director Jerusalem, Israel Cathedral Dean Boise, ID Rector Martinsville, VA Associate Priest for Pastoral Care New York, NY Rector/Priest in Charge (PT) Lisbon, ME The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Director of Music Morristown, NJ Youth Minister Lorton, VA Assistant/Associate Priest Scottsdale, AZ Featured Events People Curate (Associate & Priest-in-Charge) Traverse City, MI [St. John’s Episcopal Church] Cara Ellen Modisett has joined the staff of St. John’s Episcopal Church in Roanoke, Va., as director of communications. She has worked in music and communications in a range of settings. She served as minister of communication for Church of the Holy Communion (Episcopal) in Memphis, Tennessee, and prior to that as communications adviser for the Diocese of Southwestern Virginia. She is a contributing editor for the Episcopal Cafe and was curator and writer for the Prayers of the People for General Convention 78, working with the Society of St. John the Evangelist. She also serves as music director for St. Elizabeth’s Episcopal, also in Roanoke.In her secular roles, Modisett was editor of Blue Ridge Country magazine and a reporter/producer for WVTF public radio. She has taught English at Ferrum College and is currently staff collaborative pianist for Radford University. She is originally from Harrisonburg, Va., and holds a bachelor’s degree in English and a bachelor’s degree in music from James Madison University and a master’s degree in creative nonfiction from Goucher College. Her writing has been published in The Living Church, Memphis Magazine, Still: The Journal, The Roanoker magazine and other periodicals. Canon for Family Ministry Jackson, MS Curate Diocese of Nebraska An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Rector Albany, NY Director of Administration & Finance Atlanta, GA The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Associate Rector Columbus, GA Rector Belleville, IL Associate Rector for Family Ministries Anchorage, AK Bishop Diocesan Springfield, IL Assistant/Associate Rector Washington, DC Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET New Berrigan Book With Episcopal Roots Cascade Books Rector Washington, DC TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Comments (1) Rector Tampa, FL The Rev Deborah J Newcomb says: Missioner for Disaster Resilience Sacramento, CA Rector Bath, NC Comments are closed. Rector Knoxville, TN Submit a Press Release Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27
Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Rector Shreveport, LA Family Ministry Coordinator Baton Rouge, LA Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET New Berrigan Book With Episcopal Roots Cascade Books Curate Diocese of Nebraska Featured Events Rector Albany, NY Assistant/Associate Priest Scottsdale, AZ Rector Bath, NC Rector Collierville, TN Rector and Chaplain Eugene, OR Director of Music Morristown, NJ In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Submit a Press Release Featured Jobs & Calls Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Bishop Chilton Knudsen came to Maryland in 2015 to lead the diocese in its ministry of recovery and support for those in addiction. Photo: Diocese of Maryland[Episcopal News Service] For the Diocese of Maryland, the road toward recovery has been marked by deep, soul-searching conversations and policy changes, as well as a willingness to name and confront the challenges of addiction.A fatal accident in late 2014 caused by a bishop triggered intense scrutiny from the public and from within the diocese. It also initiated a churchwide re-evaluation of alcohol and addiction policies.The Diocese of Maryland has spent the past four years in recovery, asking difficult questions: What is our relationship with alcohol? How can we have honest and open conversations about addiction? How do we identify those struggling with addiction and support them in seeking help? What systemic changes need to be made within the system?And most of all, they asked this question over and over: What can we do to seek healing for all involved?Two days after Christmas in 2014, Heather Cook, then Maryland’s suffragan bishop, struck and killed cyclist Tom Palermo, a 41-year-old father of two. Cook’s blood alcohol level was .22 percent, nearly three times the legal limit for driving in Maryland. Both the justice and ecclesiastical systems responded: Cook is currently in prison, serving a sentence for vehicular manslaughter. She resigned her position with the diocese and was deposed, so she can no longer function as an ordained person within the Episcopal Church.While the action has been adjudicated, the work of recovery is ongoing.“We’re still in the healing process,” said the Rev. Cristina Paglinauan, associate rector for community engagement at Church of the Redeemer in Baltimore. “The conversations are still needed. It’s the type of thing that’s going to take a long time. We are healing, but there is still work to be done.”A month after the accident, Church of the Redeemer held its first Recovery Eucharist, a service built around the program promoted by Alcoholics Anonymous and other 12-step-recovery groups. That service is now an annual offering.The congregation hosts 14 different recovery groups, and a dedicated Recovery Eucharist felt like a next step to invite the “‘basement groups’ into the main sanctuary in the context of worship and prayer,” said Paglinauan. “We felt it was really needed for us to gather and pray.”The Rev. Anjel Scarborough was serving at Grace Episcopal Church in Brunswick when the accident occurred. Like at Church of the Redeemer, the congregation offered a Recovery Eucharist shortly after the accident and has continued its role as a leader within the rural community about ways to support recovery. In 2014, there was only one AA meeting offered in town; Scarborough noted that three years later, other churches have joined the efforts and a 12-step meeting is now offered every day of the week within a five-mile radius.This past Labor Day, the town held a community-wide event to pray for victims of addiction.The congregation made other changes, too. The members decided that all church functions held on church grounds would be alcohol-free. The Recovery Eucharist became a monthly offering on Sunday evenings, and over the years, some members of the recovering community became involved in other activities at Grace.“We have shifted into the long-term cultural work,” said Scarborough. “What does it mean to be in long-term recovery? How do we make space for people who are dealing with addiction? … What obligation as a worshipping community do we have to make sure all are welcome? And if we say all are welcome, what changes are we willing to make so that is a reality?”Shortly after the accident, the Episcopal Church convened a task force to examine the issues of alcohol and drug abuse, and the 2015 General Convention passed three resolutions, including policies about serving alcohol at church functions. The Diocese of Maryland further strengthened those policies and has been proactive about implementation.“I am a much stronger advocate for the implementation of our policies,” said the Rev. Scott Slater, canon to the ordinary for the Diocese of Maryland. “It’s like how an ex-smoker can become obnoxious about smoking policies. I make sure that if a group is not adhering to our alcohol policy, I speak up. That’s happened even at events sponsored by the wider church.”Slater offers some simple, no-cost ways to adhere to both the letter and spirit of the policy, from providing alcohol-free zones at the diocese’s conference center to placing alcoholic beverages at the far end of a room and soda, water and fruit juices in more accessible locations. The diocese also has collected resources and developed a page on its website.For Slater, the issue is personal on many levels. A recovering alcoholic himself, he knows intimately the struggle with addiction. Cook called him from the scene of the accident, and he took her to the police station. He lives two blocks from the family of the victim and regularly sees Palermo’s widow walking her children to school.“We are healing,” Slater said. “The wound is covered up by a scar, but the scar will always be there. It will never go away. And it’s important that it doesn’t. This is a scar that will remind us to never do that again, to never fail Heather or the Palermos by not seeing the signs or intervening earlier.”While Slater and others were in the diocese when the accident occurred, Maryland Bishop Chilton Knudsen came several months later, in part to help lead the healing process. Knudsen, who served as the eighth bishop of Maine from 1997 to 2008, has been a public voice for the Diocese of Maryland’s ministry of recovery and support for those in addiction. She recently celebrated 30 years of sobriety. Knudsen regularly visits Cook in prison. “Heather is my sister in Christ and my sister in recovery,” she said.Knudsen gauges the diocese’s recovery on a number of factors, including how and when people talk about Cook. For a while, the discussion focused on blame, with anger directed at Cook, as well as the diocese and the larger church.“When I first came to Maryland, people were so obsessed with Heather that they could hardly talk about anything else. Now the conversation is broader, part of a bigger look at the system,” said Knudsen. “People have come to say, ‘Yeah, there was a mix-up at every level. Fingers could be pointed in lots of directions. It’s not fair to make Heather the sole scapegoat in this.’ There is responsibility to be shared — and action to be taken — throughout our systems.”In tangible ways, that has meant a number of changes toward building and encouraging an atmosphere of health. The diocese has held a series of clergy gatherings, with a particular focus on how to tell the truth to one another, how to ask for and extend forgiveness, and how to monitor the quality of discourse.Knudsen said there’s intentional work in living into the vision of the diocese set by Bishop Eugene Sutton: “The Diocese of Maryland is a community of love.”“That means asking the question in clergy gatherings, staff meetings and visitations: What is a community of love? What does it look like? How do we know it when we see it?” she said. “At the last clergy day, we had a couple of painful episodes where people were deeply disrespectful to each other, and this galvanized several groups to say, ‘We have to do better.’“We need to focus on the quality of our public discourse. We want to make a witness of careful and deep listening.”The entire diocesan staff underwent training for Narcan, a medication used to reverse the effects of opioid overdose. Now, many parishes are also taking the training and learning how to be first responders, said Knudsen.Another indication of this healing work: Knudsen said she knows of seven clergy who have entered into recovery.“Our trust with each other has grown,” Knudsen said. “We’re able to admit that this impacted us. We were a mess, and we needed to take a deep look, not just put up a smoke screen. We have come to realize that this wasn’t about one suffragan bishop and the worst thing she has ever done in her life, but a whole climate that fosters denial and blaming rather than compassion and proactive outreach.”For Scarborough, this period of recovery has helped shed light on addiction.“Having come out of a family with a number of extended family who have addictions to drugs and alcohol, I know that any of us can fall down that rabbit hole, given the right set of circumstances,” said Scarborough, who now serves as priest-in-charge at St. Peter’s in Ellicott City. “Addiction is part of the human condition, and we must be aware that we all have the capacity for addiction. We must ask ourselves, ‘Where have we substituted something for God?’”While she believes the diocese and many individuals have come a long way in the healing process, Scarborough acknowledges that challenges continue.“I keep praying that sometime we won’t hear jokes about Whiskey-palians or the one about where two or three Episcopalians are gathered, there’s a fifth,” she said. “If those jokes could die in my lifetime, then we’ve done good work. I’d like to be known for the love of Jesus, you know? For people to say, ‘Episcopalians, they show the love of Jesus.’”– Richelle Thompson is deputy director and managing editor of Forward Movement, a ministry of the Episcopal Church committed to inspiring disciples and empowering evangelists. The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Press Release Service Priest-in-Charge Lebanon, OH Maryland diocese brings recovery into the open Fatal accident forces diocese to reckon with healing, addiction Submit a Job Listing Rector Hopkinsville, KY Submit an Event Listing Rector Pittsburgh, PA Associate Rector Columbus, GA Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Missioner for Disaster Resilience Sacramento, CA Youth Minister Lorton, VA The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Course Director Jerusalem, Israel Rector Smithfield, NC This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Assistant/Associate Rector Washington, DC By Richelle ThompsonPosted Nov 13, 2018 Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Bishop Diocesan Springfield, IL Associate Priest for Pastoral Care New York, NY Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Rector Belleville, IL Rector Knoxville, TN Canon for Family Ministry Jackson, MS Rector (FT or PT) Indian River, MI Rector/Priest in Charge (PT) Lisbon, ME Rector Martinsville, VA Associate Rector for Family Ministries Anchorage, AK Director of Administration & Finance Atlanta, GA AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Priest Associate or Director of Adult Ministries Greenville, SC Assistant/Associate Rector Morristown, NJ Rector Washington, DC Rector Tampa, FL Cathedral Dean Boise, ID Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Curate (Associate & Priest-in-Charge) Traverse City, MI
‘U.S. Hands Off Korea’ protest in Los Angeles, March 4After two days of direct talks in Pyongyang between representatives of both north and south Korea, the south issued a statement on March 6: “The North Korean side clearly stated its willingness to denuclearize. It made it clear that it would have no reason to keep nuclear weapons if the military threat to the North was eliminated and its security guaranteed.“The North expressed its willingness to hold a heartfelt dialogue with the United States on the issues of denuclearization and normalizing relations with the United States. It made it clear that while dialogue is continuing, it will not attempt any strategic provocations, such as nuclear and ballistic missile tests.”As of this writing, there has been no public comment yet from the Democratic People’s Republic of Korea in the north confirming or denying this view of the talks. Therefore, what we say here is only preliminary.Let us assume that the statement from the south is generally correct. What does this mean for the anti-war movement in the U.S.?This paper reported on demonstrations, meetings and leafleting in five cities last week on the theme “Hands off Korea!” in which Workers World Party participated. These were modest events, but they had an impact and showed it is possible to get out publicly and defend the DPRK despite the avalanche of vicious attacks by the entire establishment media.But considering the open threats of nuclear war coming from both the White House and the Pentagon in the last year, it is astonishing that there has been no larger response by anti-war forces.Hopefully, this will change. It should now be very clear that the war danger does not come from the DPRK. For three-quarters of a century, the U.S. has claimed that its military occupation of south Korea and its huge war “games” every year, simulating an invasion of the north, were meant to “protect” the people of the south. This fiction was exploded when athletes from north and south marched together under one flag and were wildly cheered at the PyeongChang Olympics last month.All along, the DPRK has said that its nuclear program is meant to defend the country, as a deterrent against a U.S. attack. As long as the U.S. claims it needs to keep — and now upgrade — its nuclear arsenal of 7,000 warheads for “defense,” then the DPRK is a thousand times more justified in having its own deterrent of a few dozen bombs.However, it is now being reported that the DPRK is willing to discuss with the U.S. how to defuse the tense situation that exists, including the issue of denuclearization.But such talks will only be possible if the U.S. is willing to discuss ending its “war games,” signing a peace treaty and bringing its troops home from south Korea.The ball is now in the court of the U.S. The movement here needs to take this situation very, very seriously. Every effort will be made by the war hawks in Washington to ratchet up sanctions and threats against the north in order to block north-south efforts at reconciliation.“Hands off Korea” should be a top priority in the growing struggle against imperialist wars, being waged around the globe.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
The Best Markets For Residential Property Investors 2 days ago Distributing Insurance Funds After a Natural Disaster Demand Propels Home Prices Upward 2 days ago 2018 black book Insurance insurance claims insurance proceeds Legal Update mortgage servicing Natural Disasters 2018-01-19 David Wharton Demand Propels Home Prices Upward 2 days ago Editor’s note: This story was originally featured in the January issue of DS News, out now.One of the biggest mortgage servicing issues facing lenders in Texas, Florida, California, and other states that have suffered from declared disasters relates to insurance claims on damaged properties when the loan is in default. The ability to apply insurance proceeds to delinquent loans is not only based upon the actual language of the mortgage but also when the loss or damage is incurred.Look to the MortgageIn relation to the language of the mortgage, there are two provisions, one of which is contained in most mortgages that relate to insurance proceeds. The first provision basically leaves it to the discretion of the lender as to how the proceeds are distributed. The provision sets forth that the borrower is required to maintain insurance on the property against any hazards, casualties, and contingencies, including fire, and includes the following language regarding application of the insurance proceeds:“Each insurance company concerned is hereby authorized and directed to make payment for such loss directly to lender, instead of to borrower and to lender jointly. All or any part of the insurance proceeds may be applied by lender, at its option, either (a) to the reduction of the indebtedness under the note and this security instrument, first to any delinquent amounts applied … and then to prepayment of principal, or (b) to the restoration or repair of the damaged property.”With this language in the mortgage, the decision whether to apply the proceeds to the loan or repair the property is solely within the discretion of the lender. While there have been no cases directly interpreting this provision, the language in this provision is clear and unambiguous. If the mortgage contains this language, the lender is free to apply the proceeds as it sees fit, depending on when the loss occurs in relation to the default as explained in further detail below.The second provision that can commonly be found in mortgages requires either an agreement between the borrower and lender as to how to apply the proceeds or for the repair costs to be so significant as to render it economically unfeasible to complete the repairs. This provision details this as follows:“Unless lender and borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender’s security is not lessened … if the restoration or repair is not economically feasible or lender’s security would be lessened, the insurance proceeds shall be applied to the sums secured by this security instrument, whether or not then due, with the excess, if any, paid to borrower.”Since most government-backed mortgages contain standard language, state-specific case law must be reviewed. The remainder of the article reviews the case law in Florida in relation to insurance proceeds.There have not been many reported cases in Florida interpreting this second provision, but at least one case has been brought between the borrower and the lender on this issue recently—that of Alvarez-Mejia v Bellissimo Properties, LLC, 208 So. 3d 797 (Fla. 3d DCA 2016). While this did not address a final resolution of the issue, the court appears to hinge its evaluation on appraisals and estimates as to the cost of repair and the effect of the damage on lender’s security. In other words, this is evaluated on a case-by-case basis and the cost of repair versus the value of the property both before and after the repairs are completed is calculated. Unfortunately, since the typical mortgage does not define “economically feasible,” it is left to the interpretation of the courts. In the Alvarez-Mejia case, one of the judges discussed both economic feasibility and a lessening of the lender’s security in a dissenting opinion. This judge defined “economically feasible” as “economically reasonable” or “practicable” but did not expand further than that in his determination of the term “economically feasible.” The same judge also interpreted a lessening of the lender’s security as “an expenditure for restoration or repair of a property which ends with a property value less than the amount expended constitutes, a fortiori, a ‘lessening’ of the lender’s security. Alvarez-Mejia at 802. Given that these are the two prongs required for the lender to be able to keep the insurance proceeds and apply the proceeds to the loan, these factors are important to be evaluated in each loan and would typically require not only estimates of the cost of repair but also the value of the property both before and after such repairs are completed to assist in making this determination.It is important for this purpose to note the borrower in the Alvarez-Mejia case was in default long before the loss and, at least one judge in the case considered that sufficient as a matter of law to render repair economically unfeasible.When Did the Loss Occur: Before or After Default?Once the lender believes that it has the authority to apply the funds, the question turns to when the loss or damage is incurred. In White v. Ocwen Loan Servicing, LLC, 159 So. 3d 1009 (Fla. 3d DCA 2015), the Court followed the decision of Lenart v. Ocwen Financial Corp., 869 So. 2d 588 (Fla. 3d DCA 2004), as follows:“[W]here the loss precedes the foreclosure the mortgagee is the creditor of the owner at the time of loss, and has an election as to how to satisfy the debt. The mortgagee may either turn to the insurance company for payment as mortgagee … and recover, up to the limits of the policy, the mortgage debt; or the mortgagee may foreclose on the property … If the mortgagee elects to foreclose on the property and the foreclosure sale does not bring the full amount of the mortgage debt, then the mortgagee may recover the deficiency under the insurance policy as owner.”This line of reasoning has been followed and adopted by at least one other appellate district in Florida. In short, if the loss occurs prior to the foreclosure being completed, the lender can make a claim on the insurance policy and use those funds to satisfy the debt; however, in doing so, that prevents the lender from completing its foreclosure and any pending action would need to be dismissed upon making the claim and applying those proceeds to satisfy the debt. Alternatively, the lender can foreclose on the property and if the foreclosure sale does not bring the full amount of the debt, then it can recover the deficiency from the insurance proceeds. These options provide the lender with the option of making a business decision based upon the condition of the property whether it wants to take the property back and deal with the damage itself or just accept the insurance proceeds and satisfy the debt without having to deal with the damaged property. January 19, 2018 2,510 Views Share Save Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribe Tagged with: 2018 black book Insurance insurance claims insurance proceeds Legal Update mortgage servicing Natural Disasters Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Total FHFA Prevention Actions Edge Close to 4 Million Next: First Foundation Bank Adds Digital Solutions From Fiserv Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / Distributing Insurance Funds After a Natural Disaster Related Articles Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Magazine, Print Features Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily
News UpdatesPenalize BCCI With Rs 1000 Crores For Holding IPL During COVID : Plea In Bombay High Court Sharmeen Hakim, Srishti Ojha4 May 2021 1:09 AMShare This – xThe Bombay High Court on Tuesday agreed to consider a plea filed for cancellation of Indian Premier League 2021 keeping in mind the deaths & cases of coronavirus in India during the second COVID wave. The plea also seeks to penalize the Board of Control for Cricket in India(BCCI) with Rs 1000 crores for the “gross mismanagement and negligence” in holding IPL in the middle of COVID pandemic and a direction to utliize this penalty and the profits from IPL to help people struggling to find medicines and medical oxygen for treatment. A division Bench of Chief Justice Dipankar Dutta and Justice GS Kulkarni agreed to hear the matter on Thursday. During the hearing today, the petitioner Counsel had mentioned the PIL before the Court, citing certain news reports that state that all pending IPL matches will happen in Mumbai. Later during the day, reports came that the BCCI has decided to suspend IPL indefinitely after certain players got COVID infection. The plea has been filed by Adv Vandana Shah against CEO and other members of the Board of Cricket Control in India, under jurisdiction of Ministry of Youth Affairs and Sports. The plea has also sought a direction for the formation of a regulating mechanism to supervise and see that its employees and contractually bound players do no wrongful or criminal act during work. Further, defined rules to regulate BCCI and measures to ensure safety of public and of cricketers has been sought. The petitioner has also urged the court to direct BCCI to disclose with complete transparency what COVID19 protocols are being followed and complied with. An conditional apology has also been sought to the people of the country especially the cricket fans for being ‘insensitive and tone deaf’ in these times. The plea has sought the Court’s directions to ban applications and games like MPL and Dream 11, as they are “gambling apps in disguise” and should definitely not be using cricketers as their brand ambassadors, as in a ‘cricket worshiping country’ it will encourage people to gamble. Therefore petitioner has sought a penalty of 50 crores, including double the amount of sponsorship paid by MPL and the money spent on sponsorship, to be paid for welfare of frontline workers. The petitioner has prayed that directions be issued to send the cricketers from other countries brought in to participate in IPL, back to their countries immediately, and disclose all people who contracted COVID 19. Further its been sought that BCCI should be directed to publish the entire expenses, earnings, income, profits before tax, to put together IPL 2021 and the money be deployed for common persons struggling to earn livelihood. The petitioner, who is a legal professional has sought to question the accountability of BCCI towards public and people of India for the alleged wrongful act done by them, by continuing the IPL tournament, since in these times lives are more important. The plea has stated that IPL has over hundreds of players, organisers and employs many people, including ground staff, contractual employees, etc., and therefore any incident happening in the course of work would attract ‘vicarious liability’ of the employer, organisation or the governing body. According to the petitioner, the issue of not holding any accountability by the organisation for wrongful acts done by their employees in course of work is a matter of concern taking into consideration the safety and welfare of the general public. “The organisation has to be held responsible for conducting a tournament which will almost as a certainty endanger people’s lives. It is not a secret how places where a number of people gather become super spreaders.” the plea states.TagsBombay High Court Covid19 Indian Premier League(IPL) 2021 Chief Justice Dipankar Dutta Justice GS Kulkarni Next Story
Facebook Google+ WhatsApp Facebook Harps come back to win in Waterford Pinterest By News Highland – January 15, 2021 Journey home will be easier – Paul Hegarty A further 26 covid related deaths have been recorded in the North.1,052 people tested positive for Coronavirus in the last 24 hours in Northern Ireland.There are 840 patients being treated for Covid in hospital and 63 people are in ICU. Homepage BannerNews Previous articleChief Medical Officers on both sides of border issue joint statementNext article73 Covid related deaths recorded in Donegal up to January 8th News Highland Google+ Twitter North records a further 16 Covid related deaths and 1,052 new cases Important message for people attending LUH’s INR clinic Twitter RELATED ARTICLESMORE FROM AUTHOR Pinterest Arranmore progress and potential flagged as population grows News, Sport and Obituaries on Monday May 24th WhatsApp DL Debate – 24/05/21
Spencer Platt/Getty Images(NEW YORK) — The first mob boss murder in New York in 30 years may have nothing to do with the mob, multiple law enforcement sources told ABC News.“We believe we have the shooter in custody,” said NYPD Chief of Detectives Dermot Shea at a press conference on Saturday where he named 24-year-old Anthony Comello as a suspect accused of the shooting death of Francesco “Franky Boy” Cali.Comello, of Staten Island, with residences elsewhere, has not been formally arrested, but was taken into custody by police and the FBI’s organized crime squad in Brick, New Jersey. The police have secured an arrest warrant and the Staten Island District Attorney’s Office will be working on extraditing Comello to face the charges.Comello has had “multiple discussions” with detectives since he was taken into custody 12 hours ago.The alleged gunman made conflicting statements to police on Saturday, which has changed the motive to the fatal shooting.Officials initially believed the killing was related to Cali’s alleged mob ties.Sources now believe the suspect was dating one of the reputed mob boss’ female relatives and at some point Cali told the suspect to stop seeing her — sparking a conflict.Comello has retained an attorney and the police’s questioning seized, Shea said.Cali, who was allegedly the Gambino family boss, was gunned down in front of his Staten Island home on Wednesday night, reigniting focus on the mob for the first time in years.Cali’s killing was captured on grainy surveillance video, which shows the suspect drive up to the home in a blue pickup truck, come to a stop, then suddenly reverse. The pickup truck then crashes into Cali’s parked Cadillac SUV, multiple police sources told ABC News.The force of the impact knocked the license plates off the SUV, sources added.Cali then came outside and talked to the shooter, police sources said. The two men shook hands, and then Cali turned his back to put the license plate inside the SUV.Police are still investigating whether the accident in front of Cali’s house that preceded the shooting was a “ploy” to lure Cali outside.That’s when the man pulled out a 9mm handgun and fired six bullets into Cali, police officials said.Detectives discovered a fingerprint on Cali’s SUV and the suspect was tracked by his phone, sources said.Shea confirmed forensic teams recovered fingerprints from Cali’s SUV.The pickup truck eyewitnesses saw at the scene was with him when cops and FBI agents found him, sources said.A witness told police he saw an individual run toward the driver’s side of the blue pickup truck while simultaneously keeping one hand near his waistband, a source told ABC News.Comello, according to Shea, has “crossed paths with the NYPD in limited circumstances” through his driving record. “On the day of the incident his car received a parking summons,” Shea said.The gun believed to have been using in the killing has not been found.Copyright © 2019, ABC Radio. All rights reserved.
The study of the statistical properties of ocean magnetic anomalies could be very important to obtain new understanding on plate tectonics, especially about the past properties of the lithospheric oceanic plates. Here weanalyse in terms of statistical distributions the ocean magnetic anomaly data at the global scale covering thecrustal oceanic ages from the present to 180 Ma. Our results show that the marine magnetic anomaly data followthe Laplace statistical distribution. This behaviour is observed at global scale and for any time interval within the last 180 Ma. In addition, the statistical parameters of the Laplace distribution are used to define some propertiesof the crustal oceanic magnetic field, focusing our investigation on the Cretaceous Normal Superchron. Finally,we also provide a physical explanation of this statistical distribution of marine magnetic anomaly data using atest with synthetic data.
Home » News » Rental market specialist Spark Energy acquires broadband firm previous nextProducts & ServicesRental market specialist Spark Energy acquires broadband firmAcquisition makes the Selkirk-based company a ‘multi-utility’ firm and adds value for its letting agent customers.Nigel Lewis16th May 201701,373 Views Specialist private rental market utility company Spark Energy has acquired Sussex-based broadband, telephone and entertainment packages firm Home Telecom creating what the merged companies describe as the first “multi-utility” firm for the rental sector.Home Telecom, like Spark Energy, has been striving to exploit the huge growth in the private rental sector market in the UK with packages more suited to those renting via Assured Shorthold Tenancy contracts.Specialist providerSpark Energy is one of several specialist providers seeking to challenge the ‘big six’ suppliers in the UK and last year revealed that it is profitable and generating rising revenues, no mean feat in a highly competitive market where many start-up energy companies have floundered.CEO Chris Gauld (pictured) last year told the Financial Times that he expects to see his company’s revenue double by the end of 2018.“As the only energy supply company built around the needs of property managers, landlords and their tenants, we’ve been successful in growing a utilities solution to a national scale saving time, hassle and money for our all of our customers and partners along the way,” says Chris.“I am keen to build on those strong foundations not only by investing in continued growth and improvement of our core products and service, but by bringing more products and services to our current and future customers.“We believe we can do more to help our partners improve their service and reduce their costs and to offer better experience for the millions of people renting in the UK.”Gauld says the merger adds another reason for customers to join and stay with Spark and adding further value to its letting agent, social housing and property aggregator clients.Spark Energy has been trading since 2007, while Home Telecom was first established in 2010.Chris Gauld spark energy May 16, 2017Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021